[Project Introduction]

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💎 TermMax Mainnet Highlights
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Already launched
• Online Networks: Ethereum, Arbitrum
• Operation Entrance:
• Official Docs:
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💎 Analysis of the Four Major Functions
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📌 Lend: Fixed Income Lending
• TermMax's Lend module is the most robust cornerstone of the protocol.
• Users can choose to accept specific collateral, set fixed interest rates and fixed terms, lend funds, and lock in expected returns.

• Suitable for conservative investors, such as institutions, DAO treasuries, or users who are unwilling to take on volatility risks. Especially during periods of high interest rates, it can retain the upper limit of market returns, providing stable wealth management.
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📌 Borrow: Fixed Rate Borrowing
• Lend stablecoins or blue-chip assets at fixed interest rates to avoid the risk of having to bear high interest costs due to soaring market interest rates.
• After borrowing, it can be used freely, such as deploying to LP, leveraging, conducting interest rate arbitrage, or reinvesting in PT, etc. Since it is a fixed interest rate and controls the variables, the strategy is very flexible.
• Very friendly to professional users with planned capital needs or strategic bot operations, equivalent to providing a predictable borrowing cost model.
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📌 Leverage: One-click leverage opening
• One-click leverage is the most anticipated feature of TermMax, completely eliminating the multi-step Loop Borrow / Supply operations that were required in the past.
• The system will automatically borrow funds, purchase Pendle's PT assets, and establish positions without manual configuration, suitable for all users who want to implement arbitrage strategies.
• All leverage has a fixed borrowing cost, with transparent risk, and will not create unexpected financial pressure due to market fluctuations; just need to carefully manage liquidation risk.
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📌 Earn (Vaults): Passive Income Fund Pool
• Earn Vault allows users to entrust their funds to Curators, and the system will automatically select the most rewarding Lend market for you to earn interest.
• Suitable for lazy investment users, no need to manage positions, no need to worry about liquidity, just hold to obtain fixed income.
• Compared to FT, Vault has no expiry limit; as long as there is sufficient liquidity in the fund pool, you can exit at any time.
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💎 Token Economics and Early Incentives
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• $TMX is the native token of the protocol with a maximum supply of 1 billion coins.
• $TMX Pre-Mine can guarantee a 1:1 exchange during TGE.
• Pre-Mine Stage: In the early phase of the mainnet, pre-mining will take place, allowing FT purchasers and Vault investors to accumulate TMX.
• Conducted highly competitive activities for Early Deposit Vaults
• Event Details:
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💎 Practical advice and strategy sharing (please provide your thoughts, do not copy verbatim)
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✦ Strategy One: E Guardian's Self-Rescue Guidelines
Since many people should still have ETH on hand, even though it can't serve as a gold shovel now, they might not want to sell it. At this time, they can use the Laverage feature to exchange it for pufETH PT on Pendle, which then provides a basic yield of about 6%. Then, by using Laverage to automatically lend out pufETH, it helps you to achieve circular borrowing painlessly, easily reaching leverage yields of 3x to 8x, which means that E can instantly transform into a yield of 18% to 48%! (Of course, one still needs to pay attention to the liquidation risk from price fluctuations.)
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✦ Strategy II: Shorting ETH General's Strategy to Eat More
If you are holding a lot of USDC and find ETH very unattractive, believing it will go to zero, you can use the Borrow feature on TermMax to borrow wstETH, which is equivalent to shorting ETH. Then, you can take it across protocols to make a wstETH/ETH circular pair on Euler. The borrowing cost is fixed at only 4.45%, but the circular profit can reach over 50%, which equals arbitrage between two protocols. You can short, earn yields, and also gain airdrop points from both sides! Of course, since this is a Borrow, you still need to be wary of the risk of ETH surging to avoid liquidation.
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💎 Summary
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The TermMax protocol includes core features such as one-click leverage, fixed-term interest rate design, and Vault passive income modules. I think its completeness is incredibly high. For players who have been deeply engaged in DeFi for a long time, it is like a precious gem, with excellent optimization in terms of capital efficiency, controllable risk, and user experience. In the past, just manually cycling loans was exhausting. Writing programs to run logic was troublesome and risky, and there was a lot of monitoring involved. With TermMax, it will really save a lot of effort, and now with the added incentive activities, it is undoubtedly a high-quality DeFi protocol worth your deep participation and active exploration.
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👉 If you haven't started experiencing it yet, now is the time to give it a try:
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#AIRDROP # airdrop #擼毛 # TermMax #fixed income
#循環貸 # DeFi #一鍵槓桿 # interest rate trading
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