Why Stablecoin Can Outperform Bitcoin in Daily Transactions

As the adoption of cryptocurrencies increases, stablecoins are expected to outperform Bitcoin [BTC] in transactions due to more payments and clearer regulations paving the way for this new beginning in the blockchain ecosystem. Daily stablecoin transfer The first reason that could lead stablecoins to replace BTC is research indicating that they are expected to handle $300 billion in transactions daily by the end of 2025. The expected growth rate is projected to compete with Visa's daily payment volume, reaching over 360 billion dollars. Stablecoins have the ability to facilitate cross-border transactions and accelerate affordable transactions, making them a viable alternative to Bitcoin in conventional currency transactions. The network speed of the blockchain becomes advantageous for stablecoins as they do not face price volatility issues like BTC while incurring lower fees.

These stablecoins have real value for commercial transactions, international remittances, and small payments because they are pegged at a one-to-one ratio with traditional fiat currencies. They are likely to become an essential component of the decentralized financial system alongside traditional financial systems due to the increasing popularity of USDT and USDC along with emerging CBDCs. Strict management guidelines will accelerate the adoption of financial technology and merchants. The ability of Bitcoin to maintain its position as a store of value remains in question as stablecoins seem poised to dominate the daily financial trading market. Despite these risks, the events of depreciation and tightening regulation could impact long-term performance in the future. Tech giants integrate Stablecoin Once again, the adoption of stablecoins has rapidly grown thanks to tech giants like Apple, PayPal, and Tesla, and some have asserted that they outperform Bitcoin in everyday transactions. Fiat-pegged currencies are stable, making them suitable for both remittance and retail transactions. If the partnership between Apple, Microsoft, and Meta comes to fruition, cross-border payments will happen faster than traditional systems like SWIFT and will cost less. Billions of users can easily see cryptocurrency transactions and the adoption of cryptocurrency becomes normal thanks to the integration of Apple Pay's stablecoin wallet. Many retail companies including Stripe, Checkout, and Paypal have partnered with Circle (USDC) and are using 24/7 payment solutions to implement stablecoins to accelerate sellers' purchasing speed.

Stablecoins could further achieve legitimacy through the adoption by organizations. This is due to traditional organizations like Goldman Sachs and JP Morgan conducting blockchain payment trials while waiting for full integration. The safe support from financial institutions along with stability for daily use will help Bitcoin become a better trading asset. The 2025 bills may promote the adoption of trust-based stablecoins by providing regulatory clarity, leading to the expansion of the financial sector worldwide. Clear legal framework Another noteworthy point is the clear legal framework, such as the Stables Act and the GENIUS Act. With these developments, Fed Chairman Jerome Powell is one of the influential figures who seems to have accepted stablecoin, thereby creating further potential for this historic change in global trade. The GENIUS Act and similar regulatory bills will create better conditions for stablecoins to succeed more than Bitcoin in everyday transactions. Implementing strict oversight with transparent standards through regulations can build trust among users and organizations. This is due to the GENIUS Act and the Stables Act addressing current concerns related to fraud and cryptocurrency instability. The stability of stablecoins can benefit more from such confidence as they are backed by fiat currency. The GENIUS Act introduces regulatory measures that could encourage many financial institutions to increase their interest in stablecoins.

The integration of USDC with Visa payment systems and PayPal's stablecoin development projects could help make stablecoins more popular in retail transactions and remittance processes alongside traditional payment methods. Other technology companies like Microsoft can adopt them to carry out seamless transactions if there is regulatory clarity. This environment can promote innovation that allows stablecoins to have a superior position compared to BTC speculation through daily payments and cross-border remittances, thereby revolutionizing global financial operations.