How do they launder money? The "fleet operation chain" of the black and gray industries is fully disclosed for the first time!

Explanation of black market terms: Detailed explanation of fleet and material properties.

Brother Qiang is committed to avoiding deception for everyone by analyzing the most detailed operational details of black and gray industries in order to support anti-fraud education and publicity.

• Type of fleet: Trucks receive materials via bank cards and facilitate Money Laundering by quickly transferring funds within the card.

The cart receives materials with a payment code, and there are usually many codes in a fleet. POS vehicles generally quickly transfer funds from a direct current charge ( cannon fodder ) card through the POS machine to a cash-out vehicle, and once the funds are received, the fleet directly converts the materials into cash. The physical vehicle contains valuable items like iPhones, which are sent by victims via online shopping, and the fleet then channels them for disposal. The gold vehicle uses the payment card to purchase gold and then sells it for Money Laundering; the fleet has channels for paying and recovering gold. The gateway vehicle connects online merchants, payment institutions, or consumers through a payment gateway, transferring funds via a third party. The overseas vehicle and offshore fleet possess channels for overseas payments and collections.

• Next is the subdivision of material types: telecom fraud materials. The general term for fraud that impersonates individuals or institutions through phone calls or text messages is telecom fraud materials. Online fraud materials refer to fraud conducted through online means.

• b c material gambling. Gambling also involves collection and payment, commonly known as "running points", with large volumes and low rates (1-4%). Due to the long maintenance time of pure bc material (, a card lasts 3-6 months, and the risk is relatively low, it is therefore favored by illegal workers. However, about 99% of what is available on the market is mixed with other materials, making it easy to be judicially frozen.

• Precise chatting materials. In simple terms, it is also known as a "pig butchering" scheme, which involves gaining trust through 1v1 precise chats to guide investments or defrauding tangible assets or money based on emotional grounds, with a maintenance period of 1-7 days.

• Fund scheme. The "killing pig" scheme is divided into long and short schemes. The short scheme lasts about 1 month and guides investors through high-risk financial projects, while the long scheme generally lasts more than 3 months and guides investors through wealth management financial projects. The overall trend is equivalent to a short-term fund scheme. It involves stock short-term projects to attract customers, with a cycle typically within half a month.

• Color materials. Color knocking, door-to-door services, color brushing, etc. are collectively referred to as color materials. Color knocking materials lead fish to engage in fruit chatting, using screenshots, screen recordings, and other evidence for extortion. They usually pair with trojans within fruit chatting software to obtain the fish's contact list, photo albums, and other information. Color brushing materials attract fish through color sites, using temptations like one-night stands and aphrodisiacs to get fish to complete tasks for rebates, starting with small amounts to gradually gain the fish's trust, eventually leading the fish into a scam trap.

• Airborne Visit: Luring fish for casual encounters, tea, tricking for fare, deposits, etc. This type of information is relatively rare.

• Order brushing materials: Acquiring customers under the pretext of earning commissions through order brushing on certain platforms like Dong, Bao, and Duo, usually using phrases like "payment upon each order" and "fast settlement speed," starting with small amounts to gain the trust of the fish, leading them to mistakenly believe they are dealing with legitimate merchants or official platforms, and after being deceived, they will fall into a series of traps.

• Micro-lending information: Includes fraud methods such as credit cards, online loans, and credit investigations.

• Currency Exchange Scams: Fraud carried out under the guise of currency exchange, usually involving large amounts.

• Ticket Fraud: Selling fraudulent tickets for concerts, electronic music festivals, and similar events.

• Driving License Issues: Impersonating a driving school or instructor to collect fees from students.

• Game materials: scams based on games such as power leveling and game currency charging.

• Training materials: Impersonating teachers to defraud the parents or children of the victims in the name of a training class.

• Refunds from Certain Platforms: All flight refunds, online shopping refunds, PRP refunds, etc. that are scams under the guise of refunds.

• The Banking Regulatory Commission estimates that impersonating the Banking Regulatory Commission to conduct fraud under the pretext of credit reporting or fund security falls under micro-lending.

• Medical fraud: Impersonating a doctor or hospital to collect medical fees.

• Family and friends scam: impersonating family or friends to ask for living expenses or borrow money, etc.

• Shopping Materials: Scamming by requesting a deposit or advance payment for sold goods.

• Celebrity Material: Impersonating celebrity agents, lawyers, etc., to extort and scam under the pretext of knowing leaked private information.

• Fraudulent Transactions: Obtaining payment information such as bank card numbers, passwords, this information, identity information, etc., through phishing software or websites, which can directly deplete account balances.

• Child exploitation: Using children to play games, color on the internet, etc. to entice them to have their parents download Trojan software, obtaining payment information, identity information, receiving verification codes, etc.

• Fraudsters impersonate public security, the prosecutor's office, and the court to inform that accounts are frozen due to involvement in a case, requiring asset transfer to carry out fraud.

• Technology Fraud: Impersonating public security and judicial authorities to obtain personal information of individuals and stealing money from their cards.

• Financial Materials: Impersonating leadership to defraud the company's finances under the pretext of paying project funds, goods payments, rents, etc.

• Superior and subordinate: Impersonating a superior or subordinate to scam money under the pretext of needing help with expenses, gifts, etc.

• Red wine materials: Impersonating corporate entities to order designated brand red wine ( that cannot be found on the market ), and then impersonating customers to recommend it for fraud.

The above is an explanation of common terms related to black and gray industries and scams. If there are any omissions, feel free to leave a comment for supplementation. Finally, Brother Qiang reminds everyone again, do not take risks for immediate benefits; the light consequence is being scammed out of money, and the severe consequence is ending up in prison.

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